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  debt consolidation and IVA

An IVA can provide a PERMANENT SOLUTION that can stop all interest charges*?

If you have debts in excess of £15,000 you could be free of the burden of debt in just 5 years on an Individual Voluntary Arrangement.

Are you struggling each month to pay your various unsecured loans such as credit cards, personal loans & catalogues.

Consolidate your payments to a more affordable level without taking out more credit.

Clients who are genuinely struggling with their payments each month could benefit from a debt management Plan or Individual Voluntary arrangement.

An IVA can provide a PERMANENT SOLUTION that can stop all interest charges*. You will receive a confidential assessment of the options available to you, from professionals who understand your situation.

Under Goverment Legislation - IVA's (Individual Voluntary Arrangements) were introduced in 1986, to enable individuals who could not afford to repay their debts to instead repay a reduced amount for 60 months with all unsecured outstanding debt being written off by the creditors upon completion of the IVA.

An IVA is an agreement with your creditors to make a single reduced payment each month*.

Once agreed, creditors are not allowed to add interest or charges to your accounts by law. The agreement is fixed; meaning that creditors cannot randomly demand changes to it.


Consolidate your debts with Only Finance - loans over £5,000
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* Debt write off only applies where an Individual Voluntary arrangement is suitable and applies at the end of 60 months. It should be noted that an IVA can have an adverse effect on your credit rating and will remain on file for 6 years. If you are a home owner, you might be asked to revalue your home in the 4th year and realise the equity to pay off some or all of your debt. Fees payable.

** Subject to status. Conditions apply. Repaying debt over a longer period may increase the total amount to be repaid. Your ability to obtain credit will be affected in the short term and might be affected in the medium to long term. Fees payable.

Lead Generator UK Limited, Trentham Lakes, Stoke on Trent, UK
Data Protection Act 1988 Registration number: z8894216 Companies House No 5127738

Data Protection Act 1988 Registration number: z8894216